Private Health Insurance

Minggu, 15 Agustus 2010

State health care is something we all fall back on from time to time throughout our lives, As children we benefit from the attentions of paediatricians, orthodontists, ear nose and throat specialists, often at the expense of the state and quite rightly so. Why, then, go to the expense of private health care?


Personally, my reasons are geographical. I travel, therefore I get sick while travelling and require cover which protects me from the unthinkable everywhere I go. The country I live in has a comforting population of resident doctors to look after me in exchange for my little blue tickets whenever I feel poorly and I am delighted with the level of care I receive for an extremely reasonable contribution.


State care in hospitals is, in my experience, somewhat unpleasant. I would be the first to hold up my hands and admit that, on the operating table, a state surgeon is as fully capable as a private one, sometimes more so. However, there is such a thing as after care and this can be as imperative to a patient’s recovery as the operation or the treatment of the disease itself.


Throughout my life I have partaken of hospital food in several different countries and the amazing thing about hospital cuisine, if that is what you could call it, is that it tastes the same in Hong Kong as it does in UK or Dubai of San Francisco. Now tell me how is that possible? Because I know that the basic food ingredients in all of these countries taste fundamentally different, wherever you go. The food is always the same colour, too – a murky shade of grey. Also, the food seems to have undergone a system of dehydration, so it has the consistency of recycled cardboard. Perhaps that is the answer – the hospitals are so eco-friendly they are recycling patients food!


However, if you go to a nice private hospital, you will get coloured food – the peas will be green, the potatoes will be white, and the caviar will be – if you know what to order – red! Isn’t that nice!? All washed down with a nice jolly smuggled in half bottle of something mildly alcoholic. Now, I am not medically qualified to say whether state hospital food is good for you or not, but it is obvious to me that the second menu I have described will certainly not keep you up at night, in fact it is more likely to induce you to sleep through your next medication and even if you do not, you will not care much.


Private care buys you a nice, comfortable, adjustable bed in a private ward with a television and a telephone so you can keep your nearest and dearest appraised of your condition whether they like it or not and so you can retain some kind of contact with the outside world. It is bad enough being sick; why do you have to be miserable too?


State care, however, often entails being holed up is some over crowded, sometimes slightly unsanitary, mixed ward; a left over relic from the Crimean war inhabited by a bunch of nearly deads represented by both sexes and making the most disgusting noises in their sleep, including farting competitions, just about every night.


It is true that state care is just as effective as private medical care, but I prefer not to test it personally ever again. Get out the cheque book and pay the two bucks.

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